Auto Insurance Coverage Extras

Erie Insurance’s auto insurance coverage extras go above and beyond standard coverage by providing you and your family with more than 30 features at no additional charge or premium.

Auto Insurance Coverage Extras: Transportation Expenses

Included with comprehensive coverage and optional with collision coverage (included in Virginia), ERIE’s auto insurance policy covers your transportation expenses immediately after an accident or covered loss if the vehicle can’t be driven, with no deductible or waiting period. If the vehicle is drivable, payment could start the day you leave the auto at the garage for repairs. Examples of covered expenses include auto rental fees and bus or taxi fares.

With comprehensive coverage, Erie Insurance will pay up to $20 per day ($900 limit per loss, $600 in Virginia). The payment and limits for transportation expenses vary with collision coverage. Higher optional limits are available for purchase under both comprehensive and collision coverage.

Auto Insurance Coverage Extras: Property Protection

If physical damage coverage is purchased, Erie Insurance will pay:

• Up to $75 per person for travel costs, including meals and lodging, because you were unable to reach your destination as a result of a covered loss.
• Up to $350 for loss to personal property, such as clothing and luggage, because of a covered loss while the personal property is in an auto we insure.
• Up to $50 for costs incurred for locksmith services if keys are accidentally locked in the insured auto.

Other Extras

Under this coverage, Erie Insurance will also:

• Waive your comprehensive deductible when a damaged windshield is repaired rather than replaced. (Additional premium required for full window glass coverage in New York.)
• Waive the collision deductible in the event of an accident between two autos insured by Erie Insurance (not applicable in North Carolina), or if the driver of an auto not insured by Erie Insurance is solely liable and carries adequate liability insurance. (Damage to the insured vehicle must be greater than the deductible.)

ERIE’s auto policy will also pay reasonable expenses for first aid relief to other persons and others’ animals at the time of an accident.

Contact your Erie Insurance Agent for more details about the auto insurance coverage extras.

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