Coverage: What’s Included in Your Auto Insurance Policy?

Your car is an essential part of your daily routine. Whether you’re running errands, driving to work or planning a road trip with family or friends, you depend on your auto to get you where you’re going — and to do so safely. When the unexpected happens and your vehicle is damaged, you can count on us and the coverage provided by an ERIE auto insurance policy to help get you back on track.

ERIE’s auto insurance policy consists of six types of damage coverage:

• Bodily injury liability: Covers your legal fees, court costs and compensation due to bodily injury claims brought against you.
• Medical payments: Covers the medical expenses for injuries sustained by you, resident relatives and other people in your auto as the result of an accident. (Auto insurance coverage varies by state.)
• Property damage liability: Covers your legal liability for property damage claims brought against you.
• Collision: Coverage that pays for damage to your auto and its equipment caused by collision or upset.
• Comprehensive: Coverage that pays for damage to your auto and its equipment not caused by collision or upset. This includes, but is not limited to damage from fire, theft, glass breakage, vandalism and damage that results from contact with persons, animals, birds or falling objects.
• Uninsured and underinsured motorist coverage: Provides coverage when you are injured in an accident caused by another person who either has no auto insurance or who has lower insurance limits than you carry and which are insufficient to cover your damages. Some states require that this coverage also include property damage.

For added insurance protection, and in addition to property damage, liability and medical coverages, ERIE’s auto insurance policy also provides you and your family with over 30 extra features. Learn more about these free extra features that go beyond the standard auto insurance coverage.

Need a quote? Contact an ERIE auto insurance Agent or you can get a free auto insurance quote online.

• Print
• Bookmark
• Link
• E-mail
• Share
• Blog