Additional Coverage — Auto Insurance Policy Endorsements

Sometimes you need a little extra assurance when insuring your car. An endorsement is simply a document used to amend your car insurance policy to better meet your individual needs. With ERIE’s auto policy, the following policy endorsements are available for an additional cost or premium:

  • Road service – This coverage reimburses you for reasonable towing and required labor costs at the site of breakdown when your car or vehicle is disabled. (Restrictions apply in North Carolina.)
  • Death and Disability Benefits – This option provides additional death and/or disability benefits should an insured die or become disabled as a result of a car accident.
  • Transportation Expenses (Comprehensive) – Transportation expenses, including the cost of a car rental, are covered should your auto become disabled from a comprehensive loss (in North Carolina, vehicle theft claims only). Basic limits are included in your auto policy if you purchase comprehensive coverage for your car. Higher limits are available for an additional charge.
  • Transportation Expenses (Collision) – If purchased, this coverage provides optional transportation expenses, including the cost of a car rental, should your auto become disabled due to a collision loss (included in Virginia at no additional cost).

Other Car Insurance Policy Endorsements

ERIE’s Auto Enhancement Endorsement provides a diminishing deductible features as well as increased benefits for transportation expenses, death benefit and more.

In the event of a total loss, the New Auto Security Coverage Endorsement provides replacement cost of your new vehicle for up to two years and covers the difference between the amount you owe and the current value of your vehicle, and more.

Contact your Erie Insurance Agent for more information about adding endorsements to your auto policy.

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